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Keeping Up With PCI Compliance

Posted July 21st, 2015

Being PCI compliant means adhering to the technical and operational requirements set by the PCI Security Standards Council (PCI SSC) to protect cardholder data from being lost or stolen. The standards set forth by the council apply to all organizations that store, process, or transmit cardholder data.

Therefore, it is essential for all merchants who accept credit cards, online or offline, to comply with the PCI Data Security Standards (PCI DSS). Protecting your customers’ payment card data is of the utmost importance. The security standards also give guidance to software developers and manufacturers of applications and devices used in credit card transactions.

The tough thing about staying PCI compliant is that the standards are always changing­—every three years or so to be exact. While it may be painstaking to have to go through a PCI audit, not keeping up with the DSS is a far worse option, especially given the numerous security breaches and mass credit card data thefts that have taken place in the past couple of years. Major security breaches have the potential to completely ruin a person’s business by losing the trust of their customers.

 

PCI 3.0

PCI 3.0 is an attempt to keep up with the ever-changing world of credit card security. The new PCI DSS were rolled out at the beginning of 2015 and have introduced 96 new standards that aim to improve credit card security. PCI hopes that by giving organizations more detailed and up-to-date standards to follow, they will be able to better protect themselves and their customers.

One way in which PCI 3.0 hopes to better protect merchants and consumers is by setting new requirements for testing PCI traffic in the cloud. With more and more data being sent to and from cloud storage centers, new guidelines need to be followed to minimize the risk of security breaches. Ultimately, the new PCI requirements work to bring clarity as to who is responsible for PCI data being transferred in the cloud.

To learn more about the changes highlighted in PCI 3.0, see this PDF put out by the PCI SSC.

 

Request a PCI Compliance Assessment

If you are unsure as to whether or not your business operations comply with the new PCI standards, it would be wise to go through a PCI Compliance Assessment. The risk of not being compliant is simply too great and totally unnecessary. 

A PCI Compliance Assessment provides you with PCI Compliance documents combined with the Cardholder Data Environment’s (CDE’s) examination records. After the assessment, you will have physical proof that show you’ve been putting forth a rigorous effort to comply with the PCI DSS.

For more information about the documents used in the assessment, please visit our PCI Compliance Assessment page.

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